Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.
The bulk of an investor's portfolio should be in shorter-duration funds of up to one year portfolio duration.
It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.
Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.
'If taxpayers have not filed a belated ITR, they will be allowed to file an updated ITR from April 1, 2024.'
'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'
Children born under the Special Marriage Act have equal rights over both parents' properties, regardless of their parents' religion or background.
One common mistake investors commit during profit booking is not having a plan for the redeployment of the money that comes into their account.
The self-employed should invest in the National Pension System, a government-backed, low-cost retirement avenue where they can choose the mix of debt and equity that is right for them.
'Exit the car and call for your vehicle to be towed.'
'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'
'Planning for the transfer of assets to the next generation is an important aspect of financial and estate planning.'
Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
Begin the year-end review by assessing whether your portfolios are on track to achieve your life goals.
Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'
Policy owners need to avoid errors on their part to prevent claims from being denied.
Understand the pros and cons of SGBs before rushing to invest in them based on past returns.
These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.
Nominations and addresses are of paramount importance in bank accounts, insurance policies, mutual funds, etc.
'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'
© 2026 Rediff.com - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances